Privacy Policy
1. Introduction & Overview
Welcome to Click Quote Save ("Click Quote Save", "we", "us", or "our"), operated by Click Quote Save, a Delaware entity. This Privacy Policy outlines our policies and procedures concerning the collection, use, disclosure, transfer, and sale of personal information gathered through ClickQuoteSave.com (the "Website") and related services.
By accessing or using our Website, submitting quote comparison requests, or interacting with our services, you expressly acknowledge that you have read, understand, and agree to the terms described in this Privacy Policy and our Terms & Conditions. If you do not agree with any part of this Privacy Policy, please discontinue your use of the Website immediately.
2. Lead Generation & Information Transfer Disclosure
IMPORTANT NOTICE CONCERNING OUR BUSINESS MODEL:
Click Quote Save operates as a free, consumer-facing comparison and marketing lead generation platform. We are not an insurance carrier, insurance agency, mortgage lender, mortgage broker, financial institution, or licensed home contractor.
When you submit an inquiry or quote comparison request on our Website, you are submitting an affirmative request to be connected with third-party service providers. You understand, acknowledge, and agree that Click Quote Save sells, transfers, and shares your contact information, inquiries, and personal details as a commercial lead to licensed, legitimate third-party companies (including insurance carriers, independent agents, mortgage brokers, direct lenders, roofing and home service contractors, merchant cash advance providers, and marketing networks) so they can process your request and provide competitive price quotes.
3. Information We Collect
We collect several categories of information to facilitate comparison quotes and enhance your user experience:
A. Information You Voluntarily Provide
- Contact Details: Full name, telephone number (mobile and landline), and email address.
- Location & Property Data: Street address, city, state, ZIP code, property ownership status, and home characteristics.
- Service Inquiry Parameters: Type of insurance requested (auto, home, life, pet, commercial), mortgage details (purchase, refinance, equity, estimated home value), home improvement needs (roofing, HVAC, solar, windows), or business funding needs.
B. Automatically Collected Technical Data
- Device & Network Information: IP address, device type, operating system, browser version, Internet Service Provider (ISP), and geographical location derived from IP.
- Usage & Analytics: Pages visited, time spent on pages, referral URL, clickstream behavior, and interaction with quote forms.
4. How We Use Your Information
We use the personal information we collect for legitimate commercial and business purposes, including:
- Matching your quote inquiry with relevant, licensed third-party providers capable of fulfilling your request.
- Selling and transmitting your inquiry to our network of licensed partners for pricing and quote generation.
- Communicating with you regarding your quote requests, confirmations, and administrative updates.
- Operating, auditing, troubleshooting, and improving the Website's functionality and user interface.
- Preventing fraudulent submissions, spam, and unauthorized access.
- Complying with applicable federal, state, and local legal and regulatory requirements.
6. TCPA & Automated Communications Consent
By submitting your telephone number through our quote forms, you provide your express written consent under the Telephone Consumer Protection Act (47 U.S.C. § 227) ("TCPA") to receive informational and promotional telephone calls, text messages (SMS/MMS), pre-recorded messages, and artificial voice or automated dialing communications from Click Quote Save and up to four of our licensed partner companies regarding your quote inquiry.
Key Consents:
- Consent is not a condition of purchasing any property, goods, or services.
- Standard message and data rates may apply from your wireless provider.
- Your telephone number will be transmitted to third-party providers even if your number is listed on any state or federal Do Not Call (DNC) registry.
- Revocation of Consent: You may revoke your consent at any time by replying "STOP" to any promotional text message or by sending an email with your phone number and request to [email protected].
8. State Privacy Rights (California CCPA / CPRA & Other States)
Residents of California, Virginia, Colorado, Connecticut, Utah, and other jurisdictions with applicable consumer data privacy statutes enjoy specific statutory rights:
- Right to Know / Access: You have the right to request what personal information we collect, use, disclose, and sell about you.
- Right to Delete: You have the right to request deletion of personal information we have collected from you, subject to legal and statutory exceptions.
- Right to Opt-Out of the Sale or Sharing of Personal Information: Because we sell consumer leads to licensed quote providers, California consumers have the statutory right under the California Consumer Privacy Act ("CCPA") and California Privacy Rights Act ("CPRA") to direct us not to sell or share their personal information.
- Right to Non-Discrimination: We will not discriminate against you in pricing, service quality, or access for exercising any privacy rights.
To exercise your California or state privacy rights, please visit our dedicated Do Not Sell My Personal Information (CA Opt-Out) Page, or email us directly at [email protected] with the subject line "State Privacy Rights Request".
9. Data Security & Retention
We implement administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, acquisition, alteration, or destruction. We utilize 256-bit SSL/TLS encryption for all data transmitted across our web forms. However, no data transmission over the Internet or electronic storage system can be guaranteed to be 100% secure.
We retain personal information for the duration necessary to fulfill the purposes outlined in this Privacy Policy, satisfy legal, audit, or tax requirements, resolve disputes, and enforce our agreements.
10. Dispute Resolution & Fee-Shifting Clause
PREVAILING PARTY LEGAL FEE-SHIFTING & GOVERNING LAW:
This Privacy Policy, your use of the Website, and any claim or dispute arising out of or relating hereto shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of laws principles.
In the event that any lawsuit, arbitration, legal proceeding, or administrative action arises out of or relates to this Privacy Policy, the handling of your personal data, or your interactions with Click Quote Save, the prevailing party in such dispute shall be entitled to recover from the non-prevailing party all reasonable attorneys' fees, court costs, arbitration filing fees, expert witness fees, and related litigation expenses incurred in connection with the proceeding.
All claims must be brought in an individual capacity and not as a plaintiff or class member in any purported class, collective, or representative proceeding.
11. Corporate Ownership & Contact Information
Click Quote Save is owned and operated by Click Quote Save, a Delaware entity. For questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us:
Click Quote Save (Delaware Entity)
136 4th St N Ste 201
St. Petersburg, FL 33701
Email: [email protected]
Website: https://clickquotesave.com