RETIREMENT ANNUITY DIRECTORY

Compare Top Annuity Rates by State & City

State guaranty association statutory limits, state income tax treatment on retirement distributions, and carrier product approvals vary significantly across state lines. Select your state below to review top MYGA fixed yields, S&P 500 participation caps, and screened A-rated annuity specialists.

⚡ TOP 2026 RATES • 0% PRINCIPAL RISK

Compare Top Guaranteed Annuity Rates

Compare customized rate illustrations from A-rated insurance carriers (Athene, Allianz, Corebridge, MassMutual). Review guaranteed yields, S&P 500 caps, and lifetime monthly income payouts.

🔒 256-Bit SSL Encrypted • 🛡️ A-Rated Insurers • 💵 100% Free Rate Comparisons

By clicking "Compare Free Annuity Rates", I provide my express written consent authorizing ClickQuoteSave.com and up to four licensed insurance agents, financial advisors, or annuity specialists to contact me at the phone number and email address provided above (including SMS/text messages, autodialers, and prerecorded messages) regarding fixed index, MYGA, and lifetime income annuity rate illustrations. Consent is not a condition of purchase. Message and data rates may apply. Opt out anytime by replying STOP.

Southeast Region

2 State Directories

Florida is the nation's premier retirement haven with over 4.5 million residents aged 65 and older. The combination of zero state personal i...

Top MYGA Rate 5.40% – 6.15% APY
S&P 500 FIA Cap 9.50% – 11.25% S&P 500 Annual Point-to-Point Cap
Guaranty Safety Net Up to $300,000 in annuity cash surrender or withdrawal values
View Complete Florida Annuity Guide & Rates →

North Carolina has emerged as one of the fastest-growing retirement destinations in the United States, attracting tens of thousands of retir...

Top MYGA Rate 5.35% – 6.10% APY
S&P 500 FIA Cap 9.25% – 11.00% S&P 500 Cap
Guaranty Safety Net Up to $300,000 in annuity cash surrender or withdrawal values
View Complete North Carolina Annuity Guide & Rates →

Southwest Region

1 State Directories

Arizona is home to over 1.3 million retirees drawn by 300+ days of annual sunshine, dry winter climates, and premier active-adult golf commu...

Top MYGA Rate 5.35% – 6.10% APY
S&P 500 FIA Cap 9.25% – 11.00% S&P 500 Cap
Guaranty Safety Net Up to $300,000 in annuity cash surrender or withdrawal values
View Complete Arizona Annuity Guide & Rates →

South Region

1 State Directories

Texas is a retirement powerhouse driven by zero state income tax, booming suburban master-planned developments, and massive accumulated reti...

Top MYGA Rate 5.40% – 6.20% APY
S&P 500 FIA Cap 9.50% – 11.50% S&P 500 Cap
Guaranty Safety Net Up to $250,000 in present value of annuity benefits, including net cash surrender values
View Complete Texas Annuity Guide & Rates →

West Region

2 State Directories

With high state income taxes reaching up to 13.3%, California retirees and high-income earners rely heavily on tax-deferred annuities (MYGAs...

Top MYGA Rate 5.25% – 6.00% APY
S&P 500 FIA Cap 9.00% – 10.75% S&P 500 Cap
Guaranty Safety Net Up to 80% of contractual obligations up to $300,000 in annuity cash surrender or withdrawal values
View Complete California Annuity Guide & Rates →

Nevada is a top destination for retirees relocating from California, Washington, and Oregon seeking zero state income tax and sunny desert w...

Top MYGA Rate 5.35% – 6.15% APY
S&P 500 FIA Cap 9.35% – 11.15% S&P 500 Cap
Guaranty Safety Net Up to $250,000 in annuity cash surrender or withdrawal values
Top Retirement Hubs:
View Complete Nevada Annuity Guide & Rates →

Mid-Atlantic Region

1 State Directories

Pennsylvania is one of the most tax-friendly retirement states in the nation because state law completely exempts pensions, 401(k) distribut...

Top MYGA Rate 5.30% – 6.05% APY
S&P 500 FIA Cap 9.25% – 10.90% S&P 500 Cap
Guaranty Safety Net Up to $300,000 in annuity cash surrender or withdrawal values
View Complete Pennsylvania Annuity Guide & Rates →